Navigating Business Loans in India: A Practical Guide for DSAs

Learn how to navigate the business loan journey from application to disbursement as a DSA.

This module is designed to help aspiring and new DSAs understand how to navigate the business loan ecosystem in India with confidence and clarity.

It goes beyond basic definitions and focuses on the practical journey of a business loan — from identifying a prospect to final disbursement.


In this presentation, you will learn:

  • The complete business loan lifecycle in India
    How lenders evaluate applications and assess risk

  • Key eligibility criteria and financial parameters

  • Important documents required at different stages

  • Common bottlenecks during underwriting

  • How to manage client expectations effectively

  • Ways to reduce rejection chances

  • Best practices for smoother processing and faster approvals


The module simplifies the technical aspects of lending and breaks them down into actionable insights that DSAs can apply immediately in the field.

By the end of this learning module, you will clearly understand how to guide clients through the business loan process, position the right products, and build credibility as a knowledgeable DSA professional.