Mastering Business Loan Eligibility Calculation for DSAs

This module is designed to help DSAs confidently calculate business loan eligibility before submitting applications to lenders. Understanding eligibility calculation is crucial to reducing rejections and increasing approval rates.

In this presentation, you will learn:

• How lenders calculate business loan eligibility

• Key financial parameters: turnover, net profit, EMI obligations, FOIR, and credit score

• Difference between turnover-based and income-based eligibility

• How banking analysis impacts sanction amount

• Role of GST returns and ITR in eligibility calculation

• Practical examples to calculate eligible loan amounts

• How to structure a case smartly for higher approval chances

• Common mistakes DSAs make while estimating eligibility
  
  

This module simplifies financial calculations and underwriting logic so that even beginners can understand and apply them in real scenarios.

By the end of this session, you will be able to pre-check eligibility accurately, set correct expectations with clients, and submit stronger loan files with higher approval probability.