Personal loan

Personal Loan

Turn Personal Dreams into Real Plans

Manage personal expenses without collateral while

Saarathi helps you compare lenders and check eligibility upfront

Eligibility button

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No Spam

100% Data Security

Why Choose Saarathi

Multiple Lenders for best fit

Your profile is evaluated across multiple banks & NBFCs to find suitable options.

No Spam

Avoid unnecessary calls and repeated follow-ups.

Support Till Disbursal

End-to-end support from application to disbursal.

Check Personal Loan Eligibility

 No login required. No impact on credit score.

Personal loan

Personal Loan

Turn Personal Dreams into Real Plans

Manage personal expenses without collateral while Saarathi helps you compare lenders and check eligibility upfront

Eligibility button

Talk to Us

No Spam

100% Data Security

Why Choose Saarathi

Multiple Lenders for best fit

Your profile is evaluated across multiple banks & NBFCs to find suitable options.

No Spam

Avoid unnecessary calls and repeated follow-ups.

Support Till Disbursal

End-to-end support from application to disbursal.

Check Personal Loan Eligibility

 No login required. No impact on credit score.

Personal Loan

Turn Personal Dreams into Real Plans

Manage personal expenses without collateral while

Saarathi helps you compare lenders and check eligibility upfront

No Spam

100% Data Security

Why Choose Saarathi

Multiple Lenders for best fit

Your profile is evaluated across multiple banks & NBFCs to find suitable options.

No Spam

Avoid unnecessary calls and repeated follow-ups.

Support till Disbursal

End-to-end support from application to disbursal.

Check Personal Loan Eligibility

 No login required. No impact on credit score.

Top Banks ROI for Business Loan

When to take Personal Loan

Medical Emergencies
Medical Emergencies
Weddings and Family events
Weddings and Family events
Travel and Vacations
Travel and Vacations
Education Expenses
Education Expenses
Home Renovation
Home Renovation
Consolidation of High-interest Debt
Consolidation of High-interest Debt
Eligibility button

Check Home Loan Eligibility

 No login required. No impact on credit score.

Interest Rates & Tenure

Interest Rates & Tenure

Tenures typically range from 1 to 5 years, depending on lender policy. Saarathi helps you compare options transparently before committing.

Tenures typically range from 1 to 5 years, depending on lender policy. Saarathi helps you compare options transparently before committing.

Personal loan interest rates vary based on:

Credit history

Income and employer profile

Existing liabilities

Lender risk appetite

Documents Required

Loan Application & Photographs

KYC Documents (Identity, Address, Age Proof)

Income Documents

Existing Loan / Obligation Proof (If Applicable)

Additional Documents (May Be Required by Some Lenders)

  • Duly filled & signed Loan application form

  • Passport-size photographs (Applicant + Co-applicant)

Loan Application & Photographs

  • Duly filled & signed Loan application form

  • Passport-size photographs (Applicant + Co-applicant)

KYC Documents (Identity, Address, Age Proof)

Income Documents

Existing Loan / Obligation Proof (If Applicable)

Additional Documents (May Be Required by Some Lenders)

Have any Doubt?

Have any Doubt?

Frequently Asked Questions

Frequently Asked Questions

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Need more help?

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Need more help?

We're here to answer any questions you may have.

Ask a Question
Does checking personal loan eligibility affect my credit score?
Is collateral required for a personal loan?
Can self-employed individuals apply?
How fast can a personal loan be approved?
Can I apply if I already have other loans?
What credit score is required for a personal loan?
Will I receive calls from multiple lenders?
Can I prepay or foreclose my personal loan?
Is GST applicable on personal loans?
Is Saarathi a bank or NBFC?
Why did my Personal Loan applications get rejected?