Why Choose LAMF
Instead of Selling Investments?
Stay Invested
No need to redeem during market volatility
Quick Liquidity
When you need funds, without losing compounding gains
Keep Ownership
You retain all future growth on your mutual funds
100% Digital
Apply, pledge and receive funds entirely online
How Loan Against Mutual Funds Is Different
Parameter
Unsecured Loan (Personal / Business)
Cost & Interest
Lower rates
Interest charged only on amount used
Higher rates
Interest on full disbursed amount
What Happens to
Your Mutual Funds?
You stay invested
Mutual funds are pledged
No linkage to your investments
Approval Basis
Based on MF portfolio value
Based on income/cashflows, credit score, profile & repayment capacity
Speed & Process
Fast + fully digital pledge/lien marking
Digital in many cases, but approval time varies by lender
Documents Needed
No Physical Documentation
More documentation (income/banking + profile checks)
Flexibility
Works like a credit line
Withdraw & repay anytime
Fixed loan + fixed EMI structure
