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THE FUTU

saarathi logo digital lending marketplace

E OF LENDING

Faster
Digital
Secure
way to lend

We are a digital lending marketplace connecting lenders with offline channels looking to serve their customer’s credit needs.

900Cr+

Loan
Disbursed

5000+

channel partners

50+

Lending
partners
Saarathi a digital lending marketplace shown in this image connecting banks with channel partners
Mobile screen showing Saarathi App with it's features

For Channel Partners

You run your business. We empower you with digital tools and banking integrations, with 100% data security.

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Drive Business Digitally
Completely digital loan journeys with digital operations management suite to grow you lending business
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Strong Lenders Portfolio
Never let your customer go without credit, 50+ banks and NBFCs offer loans through Saarathi
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Dedicated Customer Support
Get instant help from our Customer Success Managers in every step of your digital transformation
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Fastest Payout in Industry
Trusted by large banks, our payout management system shortens your payout cycle by 50%
Know More

For Lending Partners

With 250+ API integrations, get completely verified loan files with analysis from verified channels.

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Cutting Edge CAM
Our extensive and ever-growing range of APIs provides in-depth file analysis
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Marketing Engine
Allows you to create and communicate offers to your channels easily
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Expand Channel Partner Reach
Saarathi has 5000+ verified channels in over 16+ cities and expanding rapidly
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Payout Management System
Allows you to configure and change channel payouts with enormous flexibility
Know More
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In the Media

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Our Offerings

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Credit Analysis
Get automated CAM in under 1 hour with more than 250+ API integrations in Saarathi including ITR, GST, financials etc. giving you complete file analysis in real time
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Lender Integrations
Directly share file in bank's system with zero manual intervention. Saarathi has direct Loan Origination System (LOS) integrations with all large Indian banks
saarathi mobile app  icon saarathi a digital lending marketplace
Saarathi App
Create completely digital loan journeys and get rid of your paper files. Saarathi allows you to upload all financials, property documents easily on web and mobile
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Channel Portal
A web portal to manage your entire business operations and team's performance. Saarathi enables you to drive business growth through complete digitization
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Lender Portal
Lender Portal allows Banks and NBFCs to receive digital files allowing lenders to manage their entire sourcing and credit operations in a complete digital manner
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Data Security
Your data and customers will always be yours with 360 degree protection. Decimal is ISO-27001 certified and follows AWS (Amazon Web Services) cloud security protocols
cam  icon saarathi a digital lending marketplace
Credit Assessment Memo
Get automated CAM in under 1 hour with more than 250+ API integrations in Saarathi including ITR, GST, Banking, Financials
lender integration  icon saarathi a digital lending marketplace
Lender Integrations
Directly share file in Bank's system with zero manual intervention. Saarathi has direct Loan Origination System (LOS) integrations with all large Indian banks
saarathi mobile app  icon saarathi a digital lending marketplace
Saarathi Mobile App
Create completely digital loan journeys and get rid of your Paper files. Saarathi allows you to digitise files for HL, LAP, PL, BL and allows you to upload all Financials, Property documents easily on web and mobile
channel portal  icon saarathi a digital lending marketplace
Channel Portal
A web portal to manage your entire business operations and team's performance. Now drive business growth through digitization.
Lender portal icon saarathi digital lending marketplace
Lender Portal
Lender Portal allows Banks and NBFCs to receive digital files and manage their entire sourcing and credit operations
data security icon saarathi digital lending marketplace
Data Security
Your data and customers will always be yours with 360 degree protection. Decimal is ISO-700001 certified and follows industry best data security standards

Our
Customer
Success Stories

"Saarathi, for sure, is the best when it comes to payouts. Saarathi provides a good amount of payouts, as well as the online portal services, are really good. You can simply log in the files through the system sitting at home and literally asking for payouts online. This is an exceptional offering that only Saarathi offers in the market."
Jatin, Channel Partner
"I’ve been with Saarathi since its inception. Saarathi has linked itself with the secured systems of multiple banks, and that’s why we can now easily send files to the banks. We can easily keep track of the TAT , helping us keep track of every document filed"
Mr. Vikas Giri, Channel Partner
"I’ve been associated with Saarathi for more than 6 months. I could never see the transparency with other corporate channels the way I’ve seen with Saarathi as far as login files and other detailed information goes. It is also helping us bridge the gap with the timely payment of payouts."
Mr. Bharat, Channel Partner
"A commendable product, kudos to the product team! As a recipient of multiple applications in the Lending space on LOS/LMS fronts, I was wowed that any possible customization requested was delivered in no time"
Mr. Stephen Surendran, Product Manager, Ujjivan Small Finance Bank
"Lending partners always show an affirmative response within a very minimal TAT if we approach them via this app because of the assurance of authenticity and full proof documents."
Mr. Zuber Khan, Money Matters Finserv
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Our Presence

Saarathi is now 16+ cities strong!

We have now partnered with 50+ Banks & NBFCs with initial presence in Delhi NCR region i.e. Delhi, Noida, Greater Noida, Gurgaon, Ghaziabad, Faridabad. Now we are in Mumbai, Thane, Navi Mumbai, Ahmedabad, Pune, Hyderabad, Chennai, Bengaluru, Dehradun, Jaipur, Lucknow and more.

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New Delhi
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Gurugram
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Mumbai
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Bengaluru
Hyderabad
Pune

Lenders on Saarathi

Aavas bank logo, Saarathi a digital lending marketplaceAnand Rathi logo, Saarathi a digital lending marketplaceAxis bank logo, Saarathi a digital lending marketplaceBajaj Finserv logo, Saarathi a digital lending marketplaceBank of Baroda logo, Saarathi a digital lending marketplaceDoha Bank logo, Saarathi a digital lending marketplaceHDFC Ltd bank logo, Saarathi a digital lending marketplaceHero Fincorp logo, Saarathi a digital lending marketplaceicici bank logo, Saarathi a digital lending marketplaceIDFC First bank logo, Saarathi a digital lending marketplace
Indifi logoIndostar Home Finance  logo, Saarathi a digital lending marketplaceJana small finance bank logo, Saarathi a digital lending marketplaceKotak mahindra logo, Saarathi a digital lending marketplaceL & T financial services logo, Saarathi a digital lending marketplacePaysense logo, Saarathi a digital lending marketplaceRBL bank logo, Saarathi a digital lending marketplaceShriram housing finance logo, Saarathi a digital lending marketplacetata capital bank logo, Saarathi a digital lending marketplaceUjjivan logo, Saarathi a digital lending marketplace

Latest Blogs

Join Saarathi Now!

and become a part of the lending revolution


We are at the center of lending revolution in India and delivering at scale.

The lending industry is undergoing a transformation and continues to present new and untapped possibilities.

Much exciting work lies ahead. Download Saarathi now and supercharge your business!
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#digitisingBFSI
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India’s #1 Digital
Acquisition Platform

Saarathi is a subsidiary of Decimal Technologies Pvt Ltd.

Decimal is helping banks and other financial institutions grow quickly by driving efficiency, productivity & building superior customer experience using  AI-enabled No Code Platform.

About Decimal ➝

7Mn+

Accounts activated

100Mn$+

Loans disbursed

13Mn+

Leads managed

1Mn+

application users