Loan Against Property (LAP)

Unlock the Value of Your Property Without Selling It

Saarathi helps you compare LAP offers from multiple lenders, get early eligibility clarity, and receive guided support till disbursal.

No Spam

100% Data Security

Why Choose Saarathi

Multiple Lenders, One Assessment

Compare LAP options across banks & NBFCs - not just one lender’s view.

Early Eligibility & Property Clarity

Get an early estimate of loan amount, property acceptance, and lender fit.

Transparent Process

Track your application clearly from login to disbursal.

Support Till Disbursal

End-to-end support from application to disbursal.

Check LAP Eligibility

 No login required. No impact on credit score.

Loan Against Property (LAP)

Unlock the Value of Your Property Without Selling It

Saarathi helps you compare LAP offers from multiple lenders, get early eligibility clarity, and receive guided support till disbursal.

Eligibility button

Talk to Us

No Spam

100% Data Security

Why Choose Saarathi

Multiple Lenders, One Assessment

Compare LAP options across banks & NBFCs - not just one lender’s view.

Early Eligibility & Property Clarity

Get an early estimate of loan amount, property acceptance, and lender fit.

Transparent Process

Track your application clearly from login to disbursal.

Support Till Disbursal

End-to-end support from application to disbursal.

Check Home Loan Eligibility

 No login required. No impact on credit score.

Loan Against Property (LAP)

Unlock the Value of Your Property Without Selling It

Saarathi helps you compare LAP offers from multiple lenders, get early eligibility clarity, and receive guided support till disbursal.

Eligibility button

Talk to Us

No Spam

100% Data Security

Why Choose Saarathi

Multiple Lenders, One Assessment

Compare LAP options across banks & NBFCs - not just one lender’s view.

Early Eligibility & Property Clarity

Get an early estimate of loan amount, property acceptance, and lender fit.

Transparent Process

Track your application clearly from login to disbursal.

Support Till Disbursal

End-to-end support from application to disbursal.

Check Home Loan Eligibility

 No login required. No impact on credit score.

Top Banks ROI for Business Loan

Type of Property Accepted

Residential Property

  • Flat, Villa, Independent House

  • Rented out Properties

  • Vacant Residential Plots

Commercial Property

  • Offices, Shops, Showrooms, Warehouses

  • Factories, Manufacturing units

  • Schools, Hotels and Hospitals

Properties Should be:

Clear in title

Free from major disputes

Within acceptable age and location limits

Documents Required

Loan Application & Photographs

  • Duly filled & signed Loan application form

  • Passport-size photographs (Applicant + Co-applicant)

KYC Documents (Identity, Address, Age Proof)

Income Documents

Existing Loans & Liabilities (If Applicable)

Property Documents

Property Valuation & Legal Verification

Disbursal & Repayment Setup Documents

Special Cases

Loan Application & Photographs

KYC Documents (Identity, Address, Age Proof)

Income Documents

Existing Loans & Liabilities (If Applicable)

Property Documents

Property Valuation & Legal Verification

Disbursal & Repayment Setup Documents

Special Cases

  • Duly filled & signed Loan application form

  • Passport-size photographs (Applicant + Co-applicant)

business loan

Make Your Property
Work for You

If you own a property and need funds for important goals, a Loan Against Property can be a cost-effective solution.

Saarathi helps you navigate the process with transparency, and guidance.

 No login required. No impact on credit score.

business loan

Make Your Property
Work for You

If you own a property and need funds for important goals, a Loan Against Property can be a cost-effective solution.

Saarathi helps you navigate the process with transparency, and guidance.

 No login required. No impact on credit score.

Have any Doubt?

Have any Doubt?

Frequently Asked Questions

Frequently Asked Questions

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Need more help?

We're here to answer any questions you may have.

Ask a Question
Support Avatar
Need more help?

We're here to answer any questions you may have.

Ask a Question
Is LAP cheaper than a personal loan?
Will I lose ownership of my property?
Can I apply if the property is jointly owned?
How long does LAP approval take?
Is commercial property accepted for LAP?
Can salaried individuals apply for LAP?
Does checking LAP eligibility affect my credit score?
Can LAP be used for business purposes?
What if I already have a loan on the property?
Is Saarathi the lender?