You run your business.
We empower you with digital tools and banking integrations, with 100% data security.

Saarathi is a powered by Decimal Technologies, empowering all major banks/NBFCs with digitisation since 2009.

Our Offerings

Paperless to Approval

Saarathi offers complete seamless digital journey from first time file login to loan sanction

No Customer goes Without

Have configured 100+ lender policies in Saarathi's recommendation engine, matching file for highest approval rate.

Strong Lender Portfolio

A strong lender portfolio gives flexibility to login single loan file to multiple lenders

Fastest, Auditable Payouts

Allows real time visibility of accrued payouts with shortest TAT across the industry

Build Network, Business

Performance management allows to add team members and track their performance

Our Products

Home Loan

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Loan Against Property

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Business
Loan

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Personal
Loan

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Working
Capital

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Credit Card

get started

Join Saarathi Now!

and become a part of the lending revolution


We are at the center of lending revolution in India and delivering at scale.

The lending industry is undergoing a transformation and continues to present new and untapped possibilities.

Much exciting work lies ahead. Download Saarathi now and supercharge your business!
App download link from google play storeApp download link from apple storeJoin us on whatsapp link

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How it works?

Step 1

Go to Play store/App store and search Saarathi. Click on install to download the app in your phone.

App download link from google play storeApp download link from apple store

Step 2

After installing Saarathi, login with your number and fill in your basic details to start using the app.

Step 3

Start uploading your documents as required
and complete your KYC automatically.

Step 4

After selecting the loan product, start entering your customer details.

We have 250+ API integrations for you to create a completely verified file.

Step 5


Now, you have created a fully verified digital loan file with ITR, GST, banking integrations.

Share the file along with credit analysis with Saarathi recommended lenders.

Data security

We are ISO:27001 certified, an international standard on how to manage information security

With more than 12+ years in the business, Decimal has carved out a niche in IT BFSI domain while working with more than 25+ banks/NBFCs and delivering solutions for them

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